Financial Audit

Raqeem Report

On-Demand Status Check — August 2026

Total Spend
12,708 EGP
Projected month-end: 14,591 EGP
Daily Average (Burn)
471 EGP / day
Calculated across 27 days
Top Category
Food
Accounts for 32% of total spend
Discipline Score
C
AI Evaluated
Cumulative Spend Velocity (3-Month Comparison)
Allocation Breakdown
Executive Synthesis

Total monthly expenditure reached 12,708 EGP, severely skewed toward prepared food and cafe outings, which collectively account for nearly 47% of all spending. A critical structural imbalance exists, evidenced by negligible spending on groceries (235 EGP) compared to high restaurant and treat consumption (6,001 EGP). Fixed operational costs like bills and transportation remain relatively controlled.

Behavioral Red Flags
  • Dining out and cafes consume 6,001 EGP (47.2% of total spending), indicating significant discretionary capital leakage.
  • Disproportionately low grocery expenditure of 235 EGP indicates near-total reliance on high-margin food vendors.
Actionable Directives
  • Implement a strict monthly cap of 2,000 EGP on Cafes & Treats and prepared Food.
  • Shift food procurement strategy toward home cooking by increasing the monthly grocery budget to lower cost-per-meal metrics.
  • Track daily minor impulse purchases like coffees and frappes to prevent persistent micro-leakage.
Notable Transactions Ledger
DateTransaction ItemCategoryVendor / BankAmount
Aug 27Toffe Latte Frappe Cafes & TreatsTalabat App / Arabi Bank Debit Card188 EGP
Aug 26Chicken Casarol FoodTalabat App / Arabi Bank Debit Card133 EGP
Aug 26Tawabek TransportationTransportationIn Hand / Cash32 EGP
Aug 26Tawabek TransportationTransportationIn Hand / Cash32 EGP
Aug 26Sabha Breakfast FoodInstapay App / Arabi Bank Debit Card161 EGP
Aug 25CoffeeCafes & TreatsInstapay App / Arabi Bank Debit Card50 EGP
Aug 25Sabha Breakfast FoodInstapay App / Arabi Bank Debit Card154 EGP
Aug 24Coffee Cafes & TreatsDar Cafeteria / Cash50 EGP
Aug 24Qedra TipSadakaIn Hand / Cash10 EGP
Aug 24Qedra Breakfast FoodIn Hand / Cash57 EGP